About Us Kitsap Credit Union is a not-for-profit, member-owned financial cooperative with more than 300 employees and 16 branches throughout Western Washington. We have a passion for making a positive difference. As a $2 + billion-asset credit union, we are deeply committed to our members' financial wellbeing and the prosperity and quality of life in the communities we serve. We are proud to be led by individuals with the experience and skills to drive our organization towards our goals for strategic growth and operational excellence. Our KCU Cares Foundation program focuses on providing resources and support for those struggling with homelessness or hunger and improving the financial well-being of the people in our communities. And beyond monetary efforts, we have provided thousands of hours in staff volunteerism and in-kind support. At Kitsap Credit Union, our success is built on trust-based relationships and personalized service. We understand our employees are key to our success. They provide the personalized service to our members and contribute to the communities where we live. We are committed to providing a supportive, mission-driven, and inclusive culture where employees can grow their careers. To learn more, visit kitsapcu.org. Quick Facts Reports to: SVP/Chief Lending Officer Employment Type: Full-time, salaried, exempt, hybrid Salary Range: $166,105.75 - $249,158.62 depending on experience Bonus Target: 15% potential incentive of base pay Working Hours: Monday - Friday 8AM - 5PM Grade: 17BC Industry: Banking What you will do * Lead the real estate lending team to originate, process, underwrite and fund high-quality mortgage and home equity loans * Develop and oversee the implementation of strategies to expand the existing portfolio with loan assets that are structured and priced to meet credit union objectives * Recruit, hire and oversee the training of loan origination staff * Establish, monitor and report on operating activity and key metrics to ensure processes are efficient, reliable and compliant with internal and external quality standards, investor guidelines, and operate within established risk parameters * Monitor and evaluate emerging trends in the market; be proactive in changing or adding to the product and service mix in accordance with the Credit Union's strategic, financial and member goals and needs * Lead a continuous improvement effort to improve overall operations, e.g. decrease turnaround times, streamline work processes, and work collaboratively to ensure quality seamless member service * Collaborate with marketing, sales and branch leadership to ensure members inquiries for real estate loans are handled efficiently, creating an positive member experience * Develop and maintain industry relations through membership in industry organizations and active involvement in community events * Research, recommend and monitor vendors and business partners Basic Qualifications * BA in business, finance, accounting, or related field * Minimum of 6 years of real estate lending experience, to include experience with mortgage loan pricing, originations, processing and servicing * Minimum of seven years of leadership experience with demonstrated ability to effectively lead a team of mortgage loan originators. * Demonstrated proficiency with mortgage lending software * In-depth knowledge of mortgage underwriting and GSE automated approval systems * Demonstrated knowledge with lending regulations * Must be eligible for registration with NMLS Our Values Integrity: We believe in acting with honesty, trust, and respect which are at the forefront of our daily engagement. Responsibility: We believe that responsibility is holding ourselves accountable